Fraud


Ethical Practices & Fraud Policy

Our company is committed to ethical advertising and transparent billing. We treat all clients with dignity, respect, and honesty in every aspect of our operations.


Fraud Prevention & Legal Compliance
We take fraud very seriously. Any suspected misuse of a credit card will be reported to the appropriate authorities, the card issuer, and your bank. By using our services, you agree to submit to the jurisdiction of Oregon and Pennsylvania courts, which allow for punitive damages in cases of malice, fraud, or oppression.


What Constitutes Credit Card Fraud
Fraud occurs when a customer uses a credit card to make a purchase and then:

  • Claims the transaction was unauthorized
  • Denies knowledge of the charge
  • Claims the card information was stolen


Identity Verification
We verify user identity through the phone number used to place the call and the information collected during your account setup. Toll-free calls cannot block your number, and our system records all call details, including the exact time of use. IP addresses are also tracked via our secure billing server.


Collection & Investigation
We thoroughly investigate each disputed transaction. This includes:

  • Contacting your bank and providing all relevant evidence
  • Documenting call content, purchased services, total charges, and agent interactions
  • Sending records via certified mail to your address on file

Banks review this evidence and may flag accounts for suspected fraud. Fraudulent activity can result in:

  • Account closure
  • Legal action
  • Reporting to local police and the FBI
  • Financial liability, including the original charge, damages, and legal costs


Serious Consequences
Credit card fraud is a criminal offense and will be prosecuted to the fullest extent of the law. Attempting to commit fraud can result in:

  • Repayment of the original charges plus damages
  • Additional legal penalties
  • Possible jail time and loss of assets, employment, or property

We strongly encourage honest use of our services. Fraud will not be tolerated under any circumstances.